Peru Currency Guide: Money, Exchange Rates & Tips 2026
Complete guide to Peru currency. Learn about the Peruvian Sol, exchange rates, where to get money, ATMs, credit cards, and money-saving tips for your trip.
What Currency Does Peru Use?
Peruvian Sol (PEN)
Peru's official currency is the Peruvian Sol, with the symbol S/. or PEN.
Banknotes
- S/. 10
- S/. 20
- S/. 50
- S/. 100
- S/. 200
Coins
- 1 sol
- 2 soles
- 5 soles
- 10, 20, 50 centimos
Tip: Always check bills for authenticity and avoid accepting damaged or torn bills.
PEN / USD Converter
Fetching live rate...
Exchange Rates and Getting Money
Where to Get Money in Peru
ATMs (Best Option)
- Widely available in cities and towns
- Usually best exchange rates
- Accept international cards
- Withdrawal fees vary by bank
Exchange Houses
- Better rates than banks
- Found in tourist areas
- Compare rates before exchanging
- Only exchange at official places
Warning: Never exchange money on the street. Always use official exchange houses or banks.
Using Credit Cards and Cash in Peru
Credit Cards
- Accepted at hotels, restaurants, and larger stores
- Visa and Mastercard most common
- American Express less widely accepted
- Always carry cash as backup
- Inform your bank before traveling
Cash Usage
- Needed for markets, small businesses, and tips
- US dollars accepted in tourist areas
- Better prices using Peruvian Soles
- Carry small bills for tips and small purchases
- Keep cash secure and hidden
Money-Saving Tips for Peru
- Use ATMs: Usually offer the best exchange rates compared to exchanging cash
- Compare Exchange Rates: Check rates at different exchange houses before exchanging
- Use Local Currency: Get better prices using soles instead of dollars
- Avoid Airport Exchanges: Rates are usually worse at airports
- Carry Small Bills: Easier for small purchases and tips
- Inform Your Bank: Notify your bank before traveling to avoid card blocks
Learn more: Budget Travel Peru Guide
Frequently Asked Questions
What currency does Peru use?
Peru uses the Peruvian Sol (PEN), with the symbol S/. Banknotes come in denominations of 10, 20, 50, 100, and 200 soles. Coins come in 1, 2, and 5 soles, plus smaller centimos (cents).
Can I use US dollars in Peru?
US dollars are widely accepted in tourist areas, hotels, and for tours, but you will get better prices using Peruvian Soles. Small businesses and local markets usually only accept soles.
Where can I exchange money in Peru?
You can exchange money at banks, exchange houses (casas de cambio), and some hotels. ATMs are widely available and usually offer the best exchange rates. Avoid exchanging money on the street.
Are credit cards accepted in Peru?
Credit cards (Visa, Mastercard) are accepted at hotels, restaurants, and larger stores in cities. Many places, especially in smaller towns and markets, only accept cash.